Home Water Filter After the Water Tank: Which Type, Where and When to Change
Updated: 7 min readBy the Azl technical teamTank cleaning & disinfection

Contents
Many homeowners fit a filter after the first thing they notice about their water: a faint colour, sand in the washing machine, or an unpleasant taste. A filter really is a useful tool, but it works at the end of the chain, after the water has already spent days in the tank. Understanding what each type does and cannot do saves money and prevents a false sense of safety.
What types of filter go after the tank, and what does each do?
A home water filter after the water tank is classified by what it holds back. NSF explains that filters certified to NSF/ANSI 42 are intended to reduce aesthetic impurities such as chlorine, taste and odour; NSF/ANSI 53 covers filters that reduce a contaminant with a health effect; standard 58 covers reverse osmosis systems; and standard 55 covers ultraviolet systems, which inactivate bacteria, viruses and cysts.
| Type | What it removes or treats | Usual position | Important note |
|---|---|---|---|
| Sediment filter (string-wound or mesh cartridge) | Sand, rust and visible suspended particles | After the tank or after the pump | Protects appliances but does not improve taste |
| Activated carbon filter | Chlorine, taste, odour and some compounds | After the sediment filter | Many do not remove germs |
| Reverse osmosis | A wide range of dissolved salts and contaminants | Under the kitchen sink for drinking water | Needs multi-stage upkeep and produces reject water |
| Ultraviolet | Inactivates bacteria and viruses | After the sediment filters | Does not work well with cloudy water |
Point-of-use filter or whole-house filter?
The CDC explains that point-of-use filters usually treat the water for a single tap, while point-of-entry or whole-house filters treat water as it enters the home. In a typical Saudi house, where water passes through a ground tank, then a pump, then a rooftop tank, the home's entry point is in practice the line leaving the tank.
When is a point-of-use filter enough?
If your complaint is only the taste of drinking and cooking water, an under-sink filter is enough and keeps costs down. It is also the normal choice for reverse osmosis systems, which make no sense for the whole house.
When do you need a whole-house filter?
If the problem is sand clogging shower heads and damaging the washing machine and water heater, a whole-house sediment filter after the pump protects the entire network. However, the CDC cautions that whole-house filters that strip the disinfectant from water can allow more germs to grow in plumbing, so a whole-house carbon filter that removes chlorine from all the home's water is not advised without a clear reason.
Why doesn't a filter replace tank cleaning?
A filter holds back what passes through it, but it never reaches the source of the problem. The sludge layer on the tank floor and the biofilm on its walls keep growing, and the filter clogs faster than normal, so the owner ends up changing cartridges every few weeks. As the CDC notes, many household filters do not remove germs at all, so relying on one with a dirty tank is a gamble.
The right order is a clean, protected tank first, then the filter as an extra layer. So if a sediment cartridge fills unusually fast or turns dark brown within days, that is a sign the tank itself needs cleaning and disinfection and its openings need checking, as in our guide to tank lids and vent protection.
How do you keep the filter from becoming a source of contamination?
The CDC stresses that every filter needs maintenance to work properly and to prevent germs growing in it, that replacement should follow the manufacturer's instructions, and that gloves should be worn when changing cartridges. A cartridge left for months after its life has ended turns from a barrier into a store of sediment and bacteria.
- 1
Write down the installation date
Put a label on each filter housing with the date the cartridge was fitted and the expected change date per the manufacturer's instructions.
- 2
Watch pressure and colour
A drop in pressure after the filter, or a sediment cartridge turning black, shows it filled before its due date.
- 3
Close the valves and release pressure
Before unscrewing, close the valves before and after the filter and open a nearby tap to release the pressure.
- 4
Clean the housing
Wash the housing inside, check the rubber O-ring, and lubricate it with a water-safe lubricant if the manufacturer advises.
- 5
Fit the new cartridge and flush
After fitting, let the water run for a few minutes to clear carbon dust and air bubbles before drinking.
Mind where the filter sits on the roof
A whole-house filter is often fitted on the roof next to the rooftop tank, in direct sun. Clear housings let light through, so a green layer of algae appears on them, and heat weakens the plastic over time. It is better to fit it in a shaded, easy-to-reach spot, choose an opaque housing, or add a protective cover that blocks the sun without hindering maintenance.
In cities with hard water, such as parts of Qassim and the Eastern Province, limescale builds up on cartridges and shower heads. A sediment filter does not treat hardness because it is dissolved salts, and that needs a different technology chosen by a specialist after a water analysis. Any pipework change to fit a whole-house filter is best done by a plumbing technician, with a bypass valve so maintenance does not mean cutting off the water.
What should you ask before buying a filter?
Before you buy
- What exactly am I trying to solve: sand, taste, smell or a health worry?
- Is the tank clean and protected, or does the problem start there?
- Is the filter certified to a standard that covers the contaminant I care about?
- How much do replacement cartridges cost and how often will they be changed?
- Is there an easy-to-reach place to change the cartridges?
- Will a whole-house filter remove the disinfectant from all the home's water?
Printable checklist — use your browser's print command.
Frequently asked questions
Does a carbon filter kill bacteria?
An ordinary carbon filter is designed mainly to improve taste and smell and to reduce chlorine, and the CDC notes that many pitcher and fridge filters do not remove germs. If bacteria are the worry, you need a clean, disinfected tank first, then a certified technology for that purpose, such as ultraviolet after a sediment filter.
How often should I change a sediment filter cartridge?
The manufacturer sets the usual interval, but in reality it depends on how much sand is in your water. If pressure drops or the cartridge visibly changes colour, change it even if it is not yet due. If you are changing it every few weeks, the tank most likely needs cleaning.
Should a whole-house filter go before or after the pump?
A whole-house sediment filter is normally fitted after the pump on the line leaving for the house, because putting it on the suction line can reduce flow to the pump and expose it to air being drawn in. The final position depends on the network design and pump type, after a plumber inspects it.
Can a filter itself contaminate the water?
Yes, if neglected. An expired cartridge traps sediment and organic matter that become a breeding ground for germs, and the CDC warns that any filter must be maintained to prevent this. Following change dates and cleaning the housing keeps the filter useful instead of an extra source of the problem.
Does a reverse osmosis filter replace tank cleaning?
No. Reverse osmosis treats only the drinking water at the kitchen tap, while the rest of the house, from showers to washing vegetables, still depends on tank water. Heavily contaminated water also strains the filter stages and shortens their life, so cleaning the tank remains the foundation.
What is the difference between a 5-micron and a 20-micron sediment filter?
The number is the size of particle the cartridge is designed to hold back. A smaller number traps finer particles but fills faster and lowers pressure more. In homes with a lot of sand, a coarse cartridge is sometimes fitted before a finer one, and the right size depends on water condition and the manufacturer's advice.
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References and sources
- About Choosing Home Water Filters — U.S. Centers for Disease Control and Prevention (CDC) · cdc.gov
- NSF Standards for Water Treatment Systems — NSF · nsf.org
External links pass through Azl's Consumer Safety Center for checking before leading to other organisations' websites. Citing them does not imply they endorse Azl. Technical values are typical and vary by product; the final reference is the approved product's datasheet and the project design. Editorial policy